Farmers & Merchants Bank

Farmers & Merchants Bank


Banks , Savings & Loans, Credit Unions


OUR HISTORY From the beginning, Farmers and Merchants Bank has remained locally owned, operated and headquartered in Upperco, MD. A public banking institution founded in 1919, our independence has allowed us to provide customers with a team of local bank professionals that care deeply about our customers and their personal and business success. We currently operate seven traditional branches to serve our local community - Upperco, Hampstead, Greenmount, Reisterstown, Owings Mills, Westminster and Eldersburg.  


Barry Luciani
SVP, Director of Retail Banking

Mr. Jim Bosley

Paige Boughan
SVP, Director of Human Resources

Jennifer Caines
AVP, Branch Manager

Ms. Shannon Close
AVP, Branch Manager

Grant Dell

Chrissy Fichter

Ms. Judy Frock
Administrative Office Receptionist

Ms. Julie Harris-Hare
SVP Data Processing

Ms. Lynnette Kitzmiller
VP & Corp. Secretary

Mr. Mark Krebs
Chief Financial Officer

Tom Long
Commercial Banking Officer

Mr. Chris Oswald
SVP., Chief Operations Officer

Ms. Nikki Sinnott
Bank Secrecy Analyst

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